How can Financial Advisers rebuild trust?
It would be no exaggeration to say the Australian financial advice industry is going through a difficult time.
Following years of scandals, and shocking evidence brought to light by the Hayne royal commission, urgent steps are now being taken to “professionalise” the banking and finance sector.
Amongst the headlines: embattled financial services giant AMP is setting aside an eye watering $290 million to compensate customers who received poor financial advice, and a further $35 million annually to improve compliance structures.
All of the major banks have announced their plans to “amputate” financial advice and wealth management from their portfolio of vertically integrated activities.
Many advisers have already lost their jobs. And many more have already announced their intention to leave the industry rather than face greater scrutiny and a new compliance burden.
For those operators planning to stay in business, there’s a new sheriff in town. The Financial Adviser Standards and Ethics Authority (FASEA) was established by the Federal Government in 2017 to set the education, training and ethical standards of licensed financial advisers in Australia.
FASEA requirements for mandatory education and Continuous Professional Development (CPD) are unlike anything the industry has ever seen.
The push to professionalise the sector is moving with speed. Starting this year, advisers will be required to undertake formal education, in the form of either a full degree or bridging course, plus nine hours of continuing professional development (CDP) annually. Advisers will be required to pass an exam to earn their license and continue to operate.
What’s the problem?
While the standards mentioned above might sound perfectly reasonable to someone already working within a well established profession such as accountancy or the law, this is unfamiliar territory for many financial advisers.
Many advisers who have been working for years or even decades will be daunted by the demand for serious study and a formal academic qualification. Some advisers have already expressed concern at the financial burden of course fees and lost income. Many others will be daunted by the sheer number of hours required each year to meet FASEA’s standards.
It’s little wonder the industry is going through a crisis of confidence. And while the emphasis has rightly been placed on the rights of the customer, and the many people who have received poor advice, it’s also worth pausing to think about the impact this has on individual advisers – some of whom have been operating honestly and ethically for many years. For such people, and there are many, the avalanche of bad press and community outcry has been difficult to bear.
We know many people become financial advisers because they are passionate about the financial wellbeing of their family, friends and community. They aspire to help people secure economic stability and security whilst avoiding the abundant pitfalls and bad products.
Of Gallup’s Five Essential Elements of Well-being, financial security is at the centre. Practiced ethically and professionally, the work of a financial adviser supports and protects other critical areas of a person’s life.
This leads to some interesting questions about the overarching purpose of a financial adviser.
Why does this role exist? What purpose does it serve individuals, communities and society at large? What is the overarching public good that can be achieved from a profession that supports, protects and grows a person’s financial wealth?
Or to look at it another way, what would the world look like without financial advice? If all of the competent advisers were to leave the industry, where does that leave the community?
Advisers who are on the fence about their future should take time to work out what the role of financial advice means to them. Whilst the reputation of the industry may be at its lowest point, it’s a great time to get back to basics and think about the purpose and impact of this type of work.
What is the solution?
The Ethics Centre has had quite a bit of involvement in this story as it’s unfolded. When the scandal first began to erupt three years ago, we worked with some of the largest advice firms to develop in-house training programs for financial advisers.
We’ve helped inform FASEA’s thinking on ethical standards for the industry. We’re currently working on building a course on ethics and professionalism to be delivered by universities.
We also offer free counselling to individuals via our Ethi-call service – and that includes financial advisers struggling at a career crossroads.
For those advisers currently at this point, we’d advise some clear headed thinking about career purpose and priorities. If you think you’d benefit from talking through your dilemma with an impartial counsellor, you are welcome to call Ethi-call.
The service is a free, appointment-based telephone counselling service offered by The Ethics Centre to help people navigate some of life’s toughest decisions.
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The Ethics of In Vitro Fertilization (IVF)
To understand the ethics of IVF (In vitro fertilisation) we must first consider the ethical status of an embryo.
This is because there is an important distinction to be made between when a ‘human life’ begins and when a ‘person’ begins.
The former (‘human life’) is a biological question – and our best understanding is that human life begins when the human egg is fertilised by sperm or otherwise stimulated to cause cell division to begin.
The latter is an ethical question – as the concept of ‘person’ relates to a being capable of bearing the full range of moral rights and responsibilities.
There are a range of other ethical issues IVF gives rise to:
- the quality of consent obtained from the parties
- the motivation of the parents
- the uses and implications of pre-implantation genetic diagnosis
- the permissibility of sex-selection (or the choice of embryos for other traits)
- the storage and fate of surplus embryos.
For most of human history, it was held that a human only became a person after birth. Then, as the science of embryology advanced, it was argued that personhood arose at the moment of conception – a view that made sense given the knowledge of the time.
However, more recent advances in embryology have shown that there is a period (of up to about 14 days after conception) during which it is impossible to ascribe identity to an embryo as the cells lack differentiation.
Given this, even the most conservative ethical position (such as those grounded in religious conviction) should not disallow the creation of an embryo (and even its possible destruction if surplus to the parents’ needs) within the first 14 day window.
Let’s further explore the grounds of some more common objections. Some people object to the artificial creation of a life that would not be possible if left entirely to nature. Or they might object on the grounds that ‘natural selection’ should be left to do its work. Others object to conception being placed in the hands of mortals (rather than left to God or some other supernatural being).
When covering these objection it’s important to draw attention existing moral values and principles. For example, human beings regularly intervene with natural causes – especially in the realm of medicine – by performing surgery, administering pharmaceuticals and applying other medical technologies.
A critic of IVF would therefore need to demonstrate why all other cases of intervention should be allowed – but not this.
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The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
Not too late: regaining control of your data
IT entrepreneur Joanne Cooper wants consumers to be able to decide who holds – and uses – their data. This is why Alexa and Siri are not welcome in her home.
Joanne won’t go to bed with her mobile phone on the bedside table. It is not that she is worried about sleep disturbances – she is more concerned about the potential of hackers to use it as a listening device.
“Because I would be horrified if people heard how loud I snore,” she says.
She is only half-joking. As an entrepreneur in the field of data privacy, she has heard enough horror stories about the hijacking of devices to make her wary of things that most of us now take for granted.
“If my device, just because it happened to be plugged in my room, became a listening device, or a filming device, would that put me in a compromising position? Could I have a ransomware attack?”
(It can happen and has happened. Spyware and Stalkerware are openly advertised for sale.)
Taking back control
Cooper is the founder of ID Exchange – an Australian start-up aiming to allow users to control if, when and to whom they will share their data. The idea is to simplify the process so that people will be able to visit one platform to control access.
This is important because, at present, it is impossible to keep track of who has your data and how much access you have agreed to and whether you have allowed it to be used by third parties. If you decide to revoke that access, the process is difficult and time-consuming.
Big data is big business
The data that belongs to you is liquid gold for businesses wanting to improve their offerings and pinpoint potential customers. It is also vital information for government agencies and a cash pot for hackers.
Apart from the basic name, address, age details, that data can reveal the people to whom you are connected, your finances, health, personality, preferences and where you are located at any point in time.
That information is harvested from everyday interactions with social media, service providers and retailers. For instance, every time you answer a free quiz on Facebook, you are providing someone with data.
Google Assistant uses your data to book appointments
With digital identity and personal data-related services expected to be worth $1.58 trillion in the EU alone by 2020, Cooper asks whether we have consciously given permission for that data to be shared and used.
A lack of understanding
Do we realise what we have done when we tick a permission box among screens of densely-worded legalese? When we sign up to a loyalty program?
A study by the Consumer Policy Research Centre finds that 94 per cent of those surveyed did not read privacy policies. Of those that did, two-thirds said they still signed up despite feeling uncomfortable and, of those, 73 per cent said they would not otherwise have been able to access the service.
And, what we are getting in return for that data? Do we really want advertisers to know our weak points, such as when we are in a low mood and susceptible to “retail therapy”? Do we want them to conclude we are expecting a new baby before we have had a chance to announce it to our own families?
Even without criminal intent, limited control over the use of our data can have life-altering consequences when it is used against us in deciding whether we may qualify for insurance, a loan, or a job.
“It is not my intention to create fear or doubt or uncertainty about the future,” explains Cooper. “My passion is to drive education about how we have to become “self-accountable” about the access to our data that will drive a trillion-dollar market,” she says.
“Privacy is a Human Right.”
Cooper was schooled in technology and entrepreneurialism by her father, Tom Cooper, who was one of the Australian IT industry’s pioneers. In the 1980s, he introduced the first IBM Compatible DOS-based computers into this country.
She started working in her father’s company at the age of 15 and has spent the past three decades in a variety of IT sectors, including the PC market, consulting for The Yankee Group, as a cloud specialist for Optus Australia, and financial services with Allianz Australia.
Starting ID Exchange in 2015, Cooper partnered with UK-based platform Digi.me, which aims to round up all the information that companies have collected on individuals, then hand it over those individuals for safekeeping on a cloud storage service of their choosing. Cooper is planning to add in her own business, which would provide the technology to allow people to opt in and opt out of sharing their data easily.
Cooper says she became passionate about the issue of data privacy in 2015, after watching a 60 Minutes television segment about hackers using mobile phones to bug, track and hack people through a “security hole” in the SS7 signaling system.
This “hole” was most recently used to drain bank accounts at Metro Bank in the UK, it was revealed in February.
Lawmakers aim to strengthen data protection
The new European General Data Protection Regulation is a step forward in regaining control of the use of data. Any Australian business that collects data on a person in the EU or has a presence in Europe must comply with the legislation that ensures customers can refuse to give away non-essential information.
If that company then refuses service, it can be fined up to 4 per cent of its global revenue. Companies are required to get clear consent to collect personal data, allows individuals to access the data stored about them, fix it if it is wrong, and have it deleted if they want.
The advance of the “internet of things” means that everyday objects are being computerised and are capable of collecting and transmitting data about us and how we use them. A robotic vacuum cleaner can, for instance, record the dimensions of your home. Smart lighting can take note of when you are home. Your car knows exactly where you have gone.
For this reason, Cooper says she will not have voice-activated assistants – such as Google’s Home, Amazon Echo’s Alexa or Facebook’s Portal – in her home. “It has crossed over the creepy line,” she says.
“All that data can be used in machine learning. They know what time you are in the house, what room you are in, how many people are in the conversation, keywords.”
Your data can be compromised
Speculation that Alexa is spying on us by storing our private conversations has been dismissed by fact-checking website Politifact, although researchers have found the device can be hacked.
The devices are “always-on” to listen for an activating keyword, but the ambient noise is recorded one second at a time, with each second dumped and replaced until it hears a keyword like “Alexa”.
However, direct commands to those two assistants are recorded and stored on company servers. That data, which can be reviewed and deleted by users, is used to a different extent by the manufacturers.
Google uses the data to build out your profile, which helps advertisers target you. Amazon keeps the data to itself but may use that to sell you products and services through its own businesses. For instance, the company has been granted a patent to recommend cough sweets and soup to those who cough or sniff while speaking to their Echo.
In discussions about rising concerns about the use and misuse of our data, Cooper says she is frustrated by those who tell her that “privacy is dead” or “the horse has bolted”. She says it is not too late to regain control of our data.
“It is hard to fix, it is complex, it is a u-turn in some areas, but that doesn’t mean that you don’t do it.”
It was not that long ago that publicly disagreeing with your employer’s business strategy or staging a protest without the protection of a union, would have been a sackable offence.
But not today – if you are among the business “elite”.
Last year, 4,000 Google employees signed a letter of protest about an artificial intelligence project with the Department of Defense. Google agreed not to renew the contract. No-one was fired.
Also at Google, employees won concessions after 20,000 of them walked out protesting the company’s handling of sexual harassment cases. Everyone kept their jobs.
Consulting firms Deloitte and McKinsey & Company and Microsoft have come under pressure from employees to end their work with the US Department of Immigration and Customs Enforcement (ICE), because of concerns about the separation of children from their illegal immigrant parents.
Amazon workers demanded the company stop selling its Rekognition facial recognition software to law enforcement.
Examples like these show that collective action at work can still take place, despite the decline of unionism, if the employees are considered valuable enough and the employer cares about its social standing.
The power shift
Charles Wookey, CEO of not-for-profit organisation A Blueprint for Better Business says workers in these kinds of protests have “significant agency”.
“Coders and other technology specialists can demand high pay and have some power, as they hold skills in which the demand far outstrips the supply,” he told CEO Magazine.
Individual protesters and whistle-blowers, however, do not enjoy the same freedom to protest. Without a mass of colleagues behind them, they can face legal sanction or be fired for violating the company’s code of conduct – as was Google engineer James Damore when he wrote a memo criticising the company’s affirmative action policies in 2017.
Head of Society and Innovation at the World Economic Forum, Nicholas Davis, says technology has enabled employees to organise via message boards and email.
“These factors have empowered employee activism, organisation and, indeed, massive walkouts –not just around tech, by the way, but around gender and about rights and values in other areas,” he said at a forum for The Ethics Alliance in March.
Change coming from within
Davis, a former lawyer from Sydney, now based in Geneva, says even companies with stellar reputations in human rights, such as Salesforce, can face protests from within – in this case, also due to its work with ICE.
“There were protesters at [Salesforce annual conference] Dreamforce saying: ‘Guys, you’re providing your technology to customs and border control to separate kids from their parents?,” he said.
Staff engagement and transparency
Salesforce responded by creating Silicon Valley’s first-ever Office of Ethical and Humane Use of Technology as a vehicle to engage employees and stakeholders.
“I think the most important thing is to treat it as an opportunity for employee engagement,” says Davis, adding that listening to employee concerns is a large part of dealing with these clashes.
“Ninety per cent of the problem was not [what they were doing] so much as the lack of response to employee concerns,” he says. Employers should talk about why the company is doing the work in question and respond promptly.
“After 72 hours, people think you are not taking this seriously and they say ‘I can get another job, you know’, start tweeting, contact someone in the ABC, the story is out and then suddenly there is a different crisis conversation.”
Davis says it is difficult to have a conversation about corporate social activism in Australia, where business leaders say they are getting resistance from shareholders.
“There’s a lot more space to talk about, debate, and being politically engaged as a management and leadership team on these issues. And there is a wider variety of ability to invest and partner on these topics than I perceive in Australia,” says Davis, who is also an adjunct professor with Swinburne University’s Institute for Social Innovation.
“It’s not an issue of courage. I think it’s an issue with openness and demand and shifting culture in those markets. This is a hard conversation to have in Australia. It seems more structurally difficult,” he says.
“From where I stand, Australia has far greater fractures in terms of the distance between the public, private and civil society sectors than any other country I work in regularly. The levels of distrust here in this country are far higher than average globally, which makes for huge challenges if we are to have productive conversations across sectors.”
BY The Ethics Centre
The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
Employee activism is forcing business to adapt quickly
It was not that long ago that publicly disagreeing with your employer’s business strategy or staging a protest without the protection of a union, would have been a sackable offence.
But not today – if you are among the business “elite”.
Last year, 4,000 Google employees signed a letter of protest about an artificial intelligence project with the Department of Defense. Google agreed not to renew the contract. No-one was fired.
Also at Google, employees won concessions after 20,000 of them walked out protesting the company’s handling of sexual harassment cases. Everyone kept their jobs.
Consulting firms Deloitte and McKinsey & Company and Microsoft have come under pressure from employees to end their work with the US Department of Immigration and Customs Enforcement (ICE), because of concerns about the separation of children from their illegal immigrant parents.
Amazon workers demanded the company stop selling its Rekognition facial recognition software to law enforcement.
Examples like these show that collective action at work can still take place, despite the decline of unionism, if the employees are considered valuable enough and the employer cares about its social standing.
The power shift
Charles Wookey, CEO of not-for-profit organisation A Blueprint for Better Business says workers in these kinds of protests have “significant agency”.
“Coders and other technology specialists can demand high pay and have some power, as they hold skills in which the demand far outstrips the supply,” he told CEO Magazine.
Individual protesters and whistle-blowers, however, do not enjoy the same freedom to protest. Without a mass of colleagues behind them, they can face legal sanction or be fired for violating the company’s code of conduct – as was Google engineer James Damore when he wrote a memo criticising the company’s affirmative action policies in 2017.
Head of Society and Innovation at the World Economic Forum, Nicholas Davis, says technology has enabled employees to organise via message boards and email.
“These factors have empowered employee activism, organisation and, indeed, massive walkouts –not just around tech, by the way, but around gender and about rights and values in other areas,” he said at a forum for The Ethics Alliance in March.
Change coming from within
Davis, a former lawyer from Sydney, now based in Geneva, says even companies with stellar reputations in human rights, such as Salesforce, can face protests from within – in this case, also due to its work with ICE.
“There were protesters at [Salesforce annual conference] Dreamforce saying: ‘Guys, you’re providing your technology to customs and border control to separate kids from their parents?,” he said.
Staff engagement and transparency
Salesforce responded by creating Silicon Valley’s first-ever Office of Ethical and Humane Use of Technology as a vehicle to engage employees and stakeholders.
“I think the most important thing is to treat it as an opportunity for employee engagement,” says Davis, adding that listening to employee concerns is a large part of dealing with these clashes.
“Ninety per cent of the problem was not [what they were doing] so much as the lack of response to employee concerns,” he says. Employers should talk about why the company is doing the work in question and respond promptly.
“After 72 hours, people think you are not taking this seriously and they say ‘I can get another job, you know’, start tweeting, contact someone in the ABC, the story is out and then suddenly there is a different crisis conversation.”
Davis says it is difficult to have a conversation about corporate social activism in Australia, where business leaders say they are getting resistance from shareholders.
“There’s a lot more space to talk about, debate, and being politically engaged as a management and leadership team on these issues. And there is a wider variety of ability to invest and partner on these topics than I perceive in Australia,” says Davis, who is also an adjunct professor with Swinburne University’s Institute for Social Innovation.
“It’s not an issue of courage. I think it’s an issue with openness and demand and shifting culture in those markets. This is a hard conversation to have in Australia. It seems more structurally difficult,” he says.
“From where I stand, Australia has far greater fractures in terms of the distance between the public, private and civil society sectors than any other country I work in regularly. The levels of distrust here in this country are far higher than average globally, which makes for huge challenges if we are to have productive conversations across sectors.”
This article was originally written for The Ethics Alliance. Find out more about this corporate membership program. Already a member? Log in to the membership portal for more content and tools here.
BY The Ethics Centre
The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
What ethics should athletes live by?
Athletes are bound by multiple codes – including the formal rules of the games they play and the informal conventions that define what is deemed to be acceptable conduct.
Professional athletes are often bound by a more stringent code that governs many aspects of their public and private lives. In an era of social media and phone cameras, lucrative sponsorships and media rights, online sports betting and performance enhancing drugs, there is very little that isn’t regulated, measured or scrutinised.
The culture of sport
The formal rules of any game establish the minimum standards that bind players and officials equally in order to ensure a fair contest. Not surprisingly, the formal rules are relative to the sports that they define: you can tackle someone to the ground in a rugby match (provided they’re holding the ball), but it would be deemed unacceptable in tennis.
But there are also conventions and informal obligations that define the culture of sport. For example, most sports establish informal boundaries that seek to capture a spirit of good sportsmanship. The cricketer who refuses to “walk” after losing their wicket – or who delivers a ball under-arm – may not be breaking any formal rule, but they’ll be offending the so-called spirit of cricket.
The sanctions for such an offence may be informal, but may blight that player’s career.
A question of trust
In sport, the bottom line is trust. Sportspeople are stewards for the games they play – with an obligation not to destroy the integrity of the sports in which they participate. Athletes tend to be intensely competitive, seeking victory for themselves, for their team or sometimes their nation.
Professional sports sell themselves to the public on the basis that the contests are real and, hopefully, fair. Every time two teams or competitors walk out onto the field of play, they place so much at stake – far more than just the result of one game.
That is why evidence of match fixing, doping or cheating is so destructive – it destroys public trust in the veracity of the competition that people pay to watch. It damages the reputation of the sport. And it is ultimately self-defeating – always leaving doubt in the dishonest victor’s mind, denying forever the satisfaction of a honest win.
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BY The Ethics Centre
The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
Big Thinker: bell hooks
An outspoken professor, author, activist and cultural critic, bell hooks (1952-2021) drew attention to how feminism privileges white women’s struggles, while advocating for a more holistic way of understanding oppression.
Born Gloria Jean Watkins, bell hooks was a child who spoke back. Growing up in a segregated community of the south-central US state Kentucky, she fought against the ways in which her family and society sought to relegate her into a docile, black female identity. This refusal to be complicit in perpetuating her own oppression would define her life and career as a leader in black feminist thought.
It was when she first spoke back in public that she initially identified with her self-claimed moniker. An adult had dismissed her with a comparison to Bell Hooks, her maternal grandmother, in whose bold tongue and defiant attitude she found inspiration. She decapitalised the initials in order for others to focus on the substance of her ideas, rather than herself as a person.
hooks would become a prolific author and commentator. With notable titles including Talking Back, Ain’t I a Woman? and From Margin to Centre, her work scrutinises and challenges the ways in which media, culture and society uphold dominant oppressive structures.
Interlocking oppressions
A popular version of second wave feminism posited that all systems of oppression stemmed from patriarchy. This, hooks rejected. Instead, she introduced the idea that different types of oppression are interlocking and power is relational depending upon where you’re located on the matrix of class, sex, race and gender – which is not unlike the ideas underpinning the currently popular intersectional feminism.
hooks invented the term ‘imperialist white supremacist capitalist patriarchy’ to emphasise the multidimensionality of these power relations. She continues to use it today.
At the time, hooks’ paradigm was considered radical in that it undermined the notion there was a fundamentally common female experience. Many assumed this was vital for feminist solidarity to be forged and political unity maintained. Sisterhood was more complicated than that, hooks said – and to deny the uniqueness of each woman’s status and circumstance was another form of oppression.
Bold and to the point
While coming from academia, hooks strives to make her ideas easily accessible to a broad audience. Her writing style is free of jargon and often humorous, and she regularly appears in documentaries, open venues and television talk shows.
hooks is also renowned for focusing a sharp critical lens on popular culture, showing a strong opposition to political correctness. She’s criticised Spike Lee’s films, media coverage of the OJ Simpson trial and the lauded basketball documentary Hoop Dreams.
She also hasn’t held back her thoughts on prominent feminists.
hooks criticised Madonna for repudiating feminist principles by chasing stardom, and fetishising black culture in her film clips and live shows while reinforcing stereotypes of black men as violent primitives in a 1996 interview.
Twenty years later, she called the pop queen of lady power Beyoncé an ‘anti-feminist terrorist’, citing concern over the influence sexualised images of her have on young girls.
hooks also expressed disappointment Michelle Obama positioned herself as the nation’s ‘chief mum’, saying that by effacing her identity as an Ivy League educated lawyer, she was appeasing white hatred.
Oppositional gaze
Laura Mulvey introduced the theory of the ‘male gaze’ in the ’70s. It explains how images – particularly Hollywood mainstream images – are created to reproduce dominant male heteronormative ways of looking. hooks, who was fascinated with film as the most ‘efficient’ ideological propaganda tool, coined an associated term on black spectatorship: the ‘oppositional gaze’.
Looking has always been a political act, hooks argued. For subordinates in relations of power, looks can be “confrontational, gestures of resistance” which challenge authority. Had a black slave looked directly at a white person of status, they risked severe punishment – even death. Yet “attempts to repress our/black people’s right to gaze had produced in us an overwhelming longing to look, a rebellious desire, an oppositional gaze,” writes hooks.
“By courageously looking, we defiantly declared: ‘Not only will I stare. I want my look to change reality.’”
Black spectatorship of early Hollywood cinema was processed through this oppositional gaze. It was abundantly clear to these viewers, hooks writes, that film reproduced white supremacy. They saw nothing of themselves reflected in this white-washed fantasy realm. Black independent cinema emerged as an expression of resistance.
At the same time, hooks saw television and film as a site where black viewers were able to subject white representations to an interrogative gaze. Carried out in the privacy of the home or in a darkened cinema, this action also carried no risk of reprisal. That black men could look at white female bodies without fear was hugely significant – it was only 1955 when 14-year-old African American Emmett Till was lynched after being accused of offending a white woman in a Mississippi grocery store.
But while black male spectators “could enter an imaginative space of phallocentric power,” the experience of the black female spectator was vastly different, hooks writes. In both white and black productions, the male gaze still overdetermined screen images of women, and frequently idolised white female stars as the supreme objects of desire.
This continued the “violent erasure of black womanhood” in screen culture, making identification with any of the depicted subjects disenabling. While this denied black women the typical joys of watching, the fact that they “looked from a location that disrupted” meant that they could become “enlightened witnesses” through critical spectatorship.
Modern feminism in crisis
Despite the advances of women in the workplace, hooks nonetheless sees today’s feminism in a state of crisis. Firstly, she believes that we still haven’t addressed egalitarianism in the home, leaving women belittled and frustrated in heteronormative relationships.
She also believes that feminism today has lost its radical potential, in that it has converged too closely with radical individualism. Feminism does not mean that as a woman “you can do whatever you want, that you can have it all”, she says. Instead, if you’re to live inside a feminist framework, you need to undertake specific everyday actions. For this reason, hooks believes there are very few true living feminists.
Still, she remains a firm advocate of feminist politics, saying “My militant commitment to feminism remains strong…”
…and the main reason is that feminism has been the contemporary social movement that has most embraced self-interrogation. When we, women of color, began to tell white women that females were not a homogenous group, that we had to face the reality of racial difference, many white women stepped up to the plate. I’m a feminist in solidarity with white women today for that reason, because I saw these women grow in their willingness to open their minds and change the whole direction of feminist thought, writing and action.
This continues to be one of the most remarkable, awesome aspects of the contemporary feminist movement. The left has not done this, radical black men have not done this, where someone comes in and says, “Look, what you’re pushing, the ideology, is all messed up. You’ve got to shift your perspective.” Feminism made that paradigm shift, though not without hostility, not without some women feeling we were forcing race on them. This change still amazes me.
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BY Kate Prendergast
Kate Prendergast is a writer, reviewer and artist based in Sydney. She's worked at the Festival of Dangerous Ideas, Broad Encounters and Giramondo Publishing. She's not terrible at marketing, but it makes her think of a famous bit by standup legend Bill Hicks.
BY The Ethics Centre
The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
Film Review: If Beale Street Could Talk
James Baldwin was one of the great American writers of the twentieth century.
His elegant, articulate and keenly perceptive work bore witness to the hostile, day-to-day realities in which African Americans lived, and the psychological implications of racism for society as a whole.
His fifth novel, If Beale Street Could Talk, is no exception. Forty-four years after it was published, Moonlight director Barry Jenkins has adapted it for the screen.
A different type of love story
A hypnotic, visually sumptuous and intimate love story, Beale Street has little of the structure of a traditional romance. The film begins, for instance, with the generic arc of courtship already complete. We first see the two young protagonists – Tish Rivers and her boyfriend Alfonzo ‘Fonny’ Hunt – walking slowly together in a park, their affections clear and perfectly mirrored. Growing up as childhood friends in the Bronx, there was never a time they did not love each other.
The story instead bears testimony to the resilience of love, and the strength it endows those who have faith in it. Here, we witness its many forms arrayed against a vast, malicious and coldly impersonal system which is rigged to destroy black lives and fracture the most precious of bonds.
Barely a minute into screen time, the plot throws Fonny (Stephan James) behind a glass wall. He’s in jail after being accused of rape. To his accuser and certainly the police, his innocence is irrelevant. As a black man, his identity in the white cultural imagination is as a violent savage – he was always-already condemned, regardless of his actions. It is through this transparent barrier that Tish (KiKi Layne) tells him that she is carrying his child.
When the past and present merge
Following this revelation, the story diverges in two interweaving streams of past and present. One, filled with hope and secret joys, sees the young couple come to understand each other as man and woman, while nursing dreams of a future together. In the second narrative, hope is not a simple impulse but an inviolable duty, as their baby swells in Tish’s womb, Fonny’s case stagnates and despair threatens. Each scene is freighted with the viewer’s knowledge that the lovers’ destiny is not their own.
Tish’s tale
This second narrative is also very much Tish’s story, and shifts its focus to a different kind of love. Beale Street is most affecting in its portrait of the Rivers family, who support Tish wholly and will do whatever they must to fight for her and the new life within her. Regina King won a Golden Globe for her portrayal of Tish’s mother Sharon, who embodies a fierce, calm and indominable maternal courage. Her father Joseph (played with a rich, growling warmth by Colman Domingo) and older sister Ernestine (Teyonah Parris) readily take on the role of advocate and defender.
Their unity has its foil in Fonny’s family, the Hunts, who refuse to partake in any struggle they did not ask for. Headed by a spiteful and Godfearing mother, who curses her unborn grandchild and rationalises prison as a place in which Fonny can find the Lord, theirs is a pride born of self-serving weakness. The Rivers’ contrasting pride is one born of unassailable dignity and a determination to act, in spite of the odds arrayed against them.
“What do you think is going to happen?” asks Mr Hunt when Joseph lays out a plan for them to steal from their workplaces to help their children.
“What we make happen.”
“Easy to say,” Hunt protests.
“Not if you mean it,” Joseph levelly responds.
Emotional explotation
Through these characters, Beale Street puts forward the case for love as the single most steadfast bastion against the dehumanising machine of systemic oppression. Those characters without this vital force are vulnerable to emotional exploitation – betraying family and friends to protect themselves. Hunt’s mother sacrifices her son rather than align herself with his fate.
Fonny’s old friend Daniel also deserts him when his words could have saved him, his integrity broken by the terror of returning to a prison that broke him. And Fonny’s accuser is so traumatised, she is locked in a prison of her own pain, insensible and insensitive the suffering of others.
None of these individuals are free. Living in a constant wash of fear without refuge or reprieve has deprived them of their integrity, transforming them into actively complicit agents in the perpetuation of a racist structure. This, Baldwin’s story reveals, is perhaps the most wretched and insidiously effective mechanism of tyranny.
Racial tensions
Daniel is sure that white man is the devil. But Beale Street itself doesn’t espouse this view. At crucial junctures, white allies take risks to intercede against social, economic, police and court racial injustice. A Jewish real estate agent grants the lovers a path to an affordable home. An old storekeeper stands up to a reptilian policeman. And Fonny’s lawyer is a ‘white boy just out of college’.
At two hours, the film is languid and poetic, with gorgeous cinematography by James Laxton. The deliberate slow pacing and the use of frequent close-ups demands of the viewer they recognise the central (and very beautiful) characters as subjects. In a culture which frequently effaces black bodies, fetishises them, or arbitrarily fashions them into villains, these images are quietly radical. The film plays out between the steady gaze of the two lovers, and plays within the gaze of an audience that can’t look away.
Quietly significant too, is the film’s inclusion of moments which are superfluous to the plot, but vital to the immersive legacy of Beale Street. One, impossible to forget: Tish’s parents swaying before a jazz record in the family loungeroom, holding each other close, smiling in the new knowledge of themselves as grandparents to be.
Final thoughts
Opening in Australia on Valentine’s Day, Jenkins’ film is a tender dream of two lovers trapped in a too-real nightmare. It is not difficult to remember that this nightmare still torments the freedoms of racial minorities in America, ‘the land of the free’, and other nations too – whether they characterise themselves as progressive democracies or not.
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BY The Ethics Centre
The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
Is it time to curb immigration in Australia?
To curb or not to curb immigration? It’s one of the more polarising questions Australia grapples with amid anxieties over a growing population and its impact on the infrastructure of cities.
Over the past decade, Australia’s population has grown by 2.5 million people. Just last year, it increased by almost 400,000, and the majority – about 61 percent net growth – were immigrants.
Different studies reveal vastly different attitudes.
While Australians have become progressively more concerned about a growing population, they still see the benefits of immigration, according to two different surveys.
Times are changing
In a new survey recently conducted by the Australian National University, only 30 percent of Australians – compared to 45 percent in 2010 – are in favour of population growth.
The 15 percent drop over the past decade is credited to concerns about congested and overcrowded cities, and an expensive and out-of-reach housing market.
Nearly 90 percent believed population growth should be parked because of the high price of housing, and 85 percent believed cities were far too congested and overcrowded. Pressure on the natural environment was also a concern.
But a Scanlon Foundation survey has revealed that despite alarm over population growth, the majority of Australians still appreciate the benefits of immigration.
In support of immigration
In the Mapping Social Cohesion survey from 2018, 80 percent believed “immigrants are generally good for Australia’s economy”.
Similarly, 82 percent of Australians saw immigration as beneficial to “bringing new ideas and cultures”.
The Centre for Independent Studies’ own polling has shown Australians who responded supported curbing immigration, at least until “key infrastructure has caught up”.
In polling by the Lowy Institute last year, 54 percent of respondents had anti-immigration sentiments. The result reflected a 14 percent rise compared to the previous year.
Respondents believed the “total number of migrants coming to Australia each year” was too high, and there were concerns over how immigration could be affecting Australia’s national identity.
While 54 percent believed “Australia’s openness to people from all over the world is essential to who we are as a nation”, trailing behind at 41 percent, Australians said “if [the nation is] too open to people from all over the world, we risk losing our identity as a nation”.
Next steps?
The question that remains is what will Australia do about it?
The Coalition government under Scott Morrison recently proposed to cap immigration to 190,000 immigrants per year. Whether such a proposition is the right course of action, and will placate anxieties over population growth, remains to be seen.
Join us
We’ll be debating IQ2: Immigration on March 26th at Sydney Town Hall, for the full line-up and ticket info click here.
BY The Ethics Centre
The Ethics Centre is a not-for-profit organisation developing innovative programs, services and experiences, designed to bring ethics to the centre of professional and personal life.
Ethics programs work in practise
New research released today reveals that organisations with clear ethics programs are more likely to be seen as responsible in their business practises by their employees.
The new survey, undertaken by The Institute of Business Ethics (IBE) in partnership with our team at The Ethics Centre (TEC) found that the majority of Australian employees are aware that their organisations have each of the building blocks of an ethics program; a code of ethics, training, and a ‘speak up’ line.
“Ethics at Work” was launched to The Ethics Alliance members this morning through an intimate panel discussion that explored the implications of the findings, featuring Philippa Foster Back of IBE, John Neil and Cris Parker of TEC and Jill Reich of Uniting.
The survey reveals that awareness of ethics programs positively impact how employees feel their company deals with stakeholders. Those with an ethics program are significantly more likely to feel that their organisation acts responsibly in business dealings, at 84 percent. This compares to less than half of those without an ethics program (49 percent). There was one counter-intuitive result where 42 percent agreed their line manager rewards employees who get good results even if it’s through questionable practises.
We’ve spent the last 30 years working with individual organisations to establish ethical frameworks, and worked with many major organisations in recovery from ethical failure. The impact of clear lived values and principles at all levels of an organisation is tremendous, and instrumental to a positive, supportive culture.
The survey also illuminated the role managers play in upholding behaviours within the workplace. Managers were more likely than non-managers to view their organisation positively, both in engagement with stakeholders (77 percent vs 71 percent), and in application of social policy (75 percent vs 67 percent).
It further identifies pressures felt and attitudes toward management positions:
- Managers are more likely to feel pressure to compromise their ethical standards than those not in a management position (by nine percent)
- They were also much more likely to have lenient views toward charging personal entertainment as expenses and using company petrol for mileage
- Employees who have felt pressure to compromise their ethical standards were also more likely to feel their manager failed to promote/reward ethical behaviour (43 percent).
At an employee level, almost one in four reported awareness of misconduct in the workplace, yet worryingly only one in three of those workers decided to speak up.
Of those who have experienced misconduct at work, the most common types were bullying and harassment (41 percent), inappropriate or unethical treatment of people (39 percent) and misreporting of working hours (32 percent).
In addition, more than one in ten (13 percent) have felt pressured to compromise their ethical standards in the workplace.
The Ethics Centre, and our membership program The Ethics Alliance are committed to raising the ethical standards of business in Australia. To find out more about our work visit www.ethics.org.au
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The Ethics Centre: A look back on the highlights of 2018
Sometimes, good people do bad things. The last year confirmed this. Banks, schools, universities, the military, religious institutions – it seems 2018 left no sector unshaken.
These are the sorts of issues we confront every day at The Ethics Centre. In our reviews and confidential advice we have seen similar patterns repeat over and over again.
Yes, bad apples may exist, but we find ethical issues arise from bad cultures. And even our most trusted institutions, perhaps unwittingly, foster bad behaviour.
That’s why we have an important job. With your support we help society understand why ethical failures happen and provide safeguards lest they repeat.
As The Ethics Centre approaches its 30th birthday, we’d love to say we’re no longer needed. We hoped to bring ethics to the centre of everyday life and think we’ve made a small dent into that task. But there’s no point pretending there’s not a long way to go.
We thank you for supporting us and believing in us and are proud to share the highlights of another busy year with you.
If you’re short on time to read the full report now (and we’d really love you to take a look some time at what a small organisation like ours can achieve), here are seven highlights we’re particularly proud of:
• We launched The Ethics Alliance. A community of organisations unified by the desire to lead, inspire and shape the future of how we do business. In one year, 37 companies have benefited from the innovative tools that help staff at all levels make better decisions.
• We published a paper on public trust and the legitimacy of our institutions. Our conversations with regulators, investors, business leaders and community groups, revealed a sharp decline in the trust of our major institutions. We identify the agenda they need to in order to maintain public trust and contribute meaningfully to the common good.
• We ramped up Ethi-call. Calls to our free, independent, national helpline increased by 74 per cent this year. That’s even more people to benefit from impartial, private guidance from our highly trained ethical counsellors.
• We reviewed the culture of Australian cricket. When the ball-tampering scandal hit the world stage, Cricket Australia asked us to investigate. We uncovered a culture of ambition, arrogance, and control, where “winning at all costs” indicted administrators and players alike.
•We released a guide to designing ethical tech. Technology is transforming the way we experience reality. The need to make sure we don’t sacrifice ethics for growth is more pressing than ever. We propose eight principles to guide the development of all new technologies before they hit the market. You can download it here.
•We redesigned the Festival of Dangerous Ideas. FODI was created to facilitate courageous public conversation. The Ethics Centre and UNSW’s Centre for Ideas collaborated to untether the festival and produce a bold and necessary world-class cultural event. Every session sold out.
• We grew our tenth year of IQ2. We doubled the number of live attendees and tripled the student base showing audiences are more intelligent and hungry for diverse ideas than they are often given credit for. We welcomed a new sponsor Australian Ethical whose values align with our own. There’s never been a better time to support smart, civic, public debate.
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